Getting Car Insurance in Kansas
The State of Kansas requires that all motorists can pay for any injuries and damages that they have caused with their vehicle.
State Required Minimum Coverage
Federal law in Kansas requires that motorists obtain the following coverage types:
- Personal Injury Protection (PIP)
- Uninsured and Underinsured Motorist Protection
What is Liability Insurance?
Liability coverage helps to cover the costs of personal injuries and property damages that may be endured as a result of a car accident that you caused. The options range for this coverage which can vary depending on each situation such as the number of people injured and if there was any property damage or not.
Why Personal Injury Protection?
The state of Kansas is classified as a no-fault state. So with this protection, regardless of fault, all of your bodily injuries after an accident will be covered by this type of insurance.
Do I Need to be Covered for Uninsured Motorists?
Absolutely. This coverage helps to pay for any injuries suffered by you after an accident with a driver who is uninsured. This type of insurance also pays towards the injuries that you acquired in an accident with a driver who may be insured, but insufficiently.
Now, at MRH Insurance Group Inc. we realize that this can seem overwhelming for new drivers or for those motorists who never paid much attention to what they were getting from their insurance. With so many options and customizable policies that can be created, it’s important that drivers know what they’re getting. This way you can avoid overpaying for extra coverages you don’t need, as well as avoid driving as an underinsured motorist.
For more information about car insurance or to find out what types of coverage you need, use our simple online rating tool to get a quote in minutes! Agents are also ready to speak with you today. If you have additional questions or need personalized assistance, please give us a call or stop by your local MRH Insurance Group Inc. office today.